Executive Summary: FinCEN Notice of Proposed Rulemaking

Community Banking

Executive Summary

Executive Summary: FinCEN Notice of Proposed Rulemaking

Artisan Advisors News & Updates, Banking Legislation, Banking News & Insights, Community Banking / By

The FinCEN Notice of Proposed Rulemaking Regarding Anti-Money Laundering and Countering the Financing of Terrorism – An Executive Summary By: Dan Bagus, Artisan Advisors Introduction The Financial Crimes Enforcement Network (FinCEN) has issued a Notice of Proposed Rulemaking (NPRM ) that fundamentally reforms the requirements for financial institutions’ anti-money laundering and countering the financing of […]

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Quarterly Economic Report(square)

The Artisan Advisor Q1 2026: Your Guide to Economic and Real Estate Outlook for the Upcoming Quarter

Community Banking, Construction Loans / By

Quarterly Economic Report – Q1 2026 Overall economic activity increased at a slight to moderate pace in seven of the twelve Federal Reserve Districts, while the number of Districts reporting flat or declining activity increased from four in the prior period to five in the current period. Although consumer spending increased slightly on balance, two

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Jeff Voss

Talking Community Banking: Jeff Voss Reflects on His 40-Year Career

Artisan Advisors News & Updates, Banking News & Insights, Community Banking / By

April is Community Banking Month. To mark this occasion, The Artisan Advisor talked with co–founder and managing partner, Jeffrey Voss, about his career, the evolution of community banking and what he sees around the bend. After a career like his, Jeff had a lot to share. AA: How long have you been in community banking

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Credit Union Acquisitions of Community Banks: Trends and Implications

Banking News & Insights, Community Banking, Credit Union, M&A / By

By Mike Boettcher, Director, Artisan Advisors We are seeing a growing trend in the community bank merger and acquisition space: credit unions have become more active and successful acquirers of community banks. We anticipate this trend to continue as community banks are experiencing multiple challenges in the competitive financial services environment. Liquidity is a common

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US House of Representatives

House Passes Housing for the 21st Century Act Containing Community Bank Provisions

Banking Legislation, Banking News & Insights, Community Banking, Regulatory Compliance / By

On February 9, the House of Representatives passed the “Housing for the 21st Century Act” by a vote of 390-9. The bill contains a number of provisions of interest to community banks, some of which are summarized below. The bill also contains several provisions affecting the resolution of failing banks and creation of new banks. Other provisions seek to incentivize greater levels of housing production and increase financing

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February 20 Comment Deadline Approaching on OCC Community Bank CRA Strategic Plan Proposal

Banking News & Insights, Community Banking / By

On December 17, 2025, the Office of the Comptroller of the Currency (OCC) issued proposed guidance intended to simplify how banks with assets of up to $30 billion may obtain approval for a CRA strategic plan.  The proposal would  supplement the existing guidance contained in OCC Bulletin 2019-39, “Community Reinvestment Act: Guidelines for Requesting Approval of a Strategic Plan.”  Despite being available since 1995, relatively few banks use CRA

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Artisan Advisor RE Report

The Artisan Advisor Q4 2025: Your Guide to Economic and Real Estate Outlook for the Upcoming Quarter

Artisan Advisors News & Updates, Community Banking, Construction Loans / By

Quarterly Economic Report – Q4 2025   The Federal Reserve reported economic activity changed little on balance since the previous report, with three Districts reporting slight to modest growth in activity, five reporting no change, and four noting a slight softening. Overall consumer spending, particularly on retail goods, inched down in recent weeks, although auto

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Understanding Opportunity Zone 2.0

Understanding Opportunity Zone 2.0: Key Changes and Bank Strategies

Banking Legislation, Banking News & Insights, Community Banking, Regulatory Compliance / By

By Barry Wides, CPA Managing Director, Artisan Advisors  The recently enacted 2025 Tax and Spending Bill introduced significant changes to housing and community development programs that affect banks. This article, the second in our series, examines the bill’s revisions to the Opportunity Zone (OZ) tax incentive—now called “OZ 2.0.”  Background: Opportunity Zone 1.0  The original

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Person sitting at laptop

Cyber Catastrophe! Coming to a Financial Institution Near You?

Community Banking, Core Financial Technology, FinTech / By

“Financial institutions crossed a threshold several years ago, when they became totally reliant on technology to provide nearly every service to their customers. As a result, technology vendors are literally responsible for continued operation of financial institutions,” according to Steve Heckard , Managing Director and leader of Artisan’s Core Financial Technology practice.  In his white paper, “Cyber Catastrophe!

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Examiner

OCC Highlights Key Areas of Focus for Bank Examiners in Spring 2025 Semi-Annual Risk Perspective

Artisan Advisors News & Updates, Banking Legislation, Banking News & Insights, Community Banking, Regulatory Compliance / By

On June 30, 2025, the Office of the Comptroller of the Currency (OCC) released its Semi-Annual Risk Perspective (SARP), a 20-page summary of key issues impacting the federal banking system. This report outlines several supervisory issues that may be useful for banks in anticipating areas of focus during upcoming exams. Commercial Credit Risk In commercial

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