Loan Review
The managing partners at Artisan Advisors are especially qualified to help their customers with their loan review requirements due to their many years as banking executives. Our organization brings a unique perspective to loan reviews, one that is much more in depth and comprehensive than general financial consultants or accountants can provide. Our loan review services are done for bankers, by bankers.
Why Conduct a Review?
There are a number of reasons why a community bank will conduct a loan review:
Regulatory requirement.
Request from Board of Directors.
Anticipation of a bank sale or merger – Due diligence.
Best practices.
Other loan risk considerations.
Services
Our loan review services are very customizable and can be tailor fit to the unique business needs of any community bank. Here are some of the key areas our process will evaluate.
The loan review services provided by the banking experts at Artisan Advisors are conducted at both the micro and macro levels. Our evaluation will assess a meaningful sample of individual borrowers as well as the composition and concentration of the entire loan portfolio. Our process gives community banks the benefit of seeing their book of business from both an aggregate perspective, as well as at the detail level.
We provide a comprehensive report summary to our bank customers with the loan review findings, as well as any recommended action steps for necessary changes. One of the main objectives of our loan review program is to help our customers develop the most effective and accurate risk rating systems possible. Following our loan review efforts, our bank clients find themselves in a much better position to gauge the risk levels of their loan portfolios and justify the integrity of their rating systems.
The loan review process is a critical part of ensuring that your bank’s business objectives are on the path to success. Let the highly experienced partners at Artisan Advisors put their unique expertise to work in your lending operations.
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Expert Consultative Services For Bankers By Bankers